happen.com
Happen Bank, formerly LendingClub | Personal Loans & Banking
Last scanned Aug 3, 2026, 4:00 AM · 9 views
Overall score
Excellent
Summary
We’re rewriting the rules of traditional banking, and we only win when our customers succeed. This website uses Next.js. SEO is excellent (90/100) and accessibility is excellent (100/100). Security scores excellent (95/100) and performance excellent (100/100). Top issue: robots.txt not found.
Happen Bank
We’re rewriting the rules of traditional banking, and we only win when our customers succeed. Personal loans up to $75,000, savings, CDs and more. Check your rate online in minutes without impacting your credit score.
- 88 Kearny Street, Suite 600, San Francisco, CA, 94108, US
Top issues to fix
5 issues found
Missing X-Content-Type-Options header
SecurityAdd X-Content-Type-Options: nosniff to stop MIME-sniffing attacks.
3 cookies without Secure/HttpOnly flags
SecuritySet Secure and HttpOnly on session cookies so they can't leak over HTTP or be read by injected scripts.
robots.txt not found
SEOPublish /robots.txt with a Sitemap: directive to guide crawlers.
sitemap.xml not found
SEOPublish an XML sitemap and reference it from robots.txt to speed up page discovery.
20 broken links on the page
SEOFix or remove broken links — they waste crawl budget and erode user trust.
SEO
2 issue(s) found
Performance
421 ms
Security
HTTPS & header checks
Accessibility
0 issue(s) found
Score history
0 overall since Jul 26, 2026
- Overall
- 96
- SEO
- 90
- Security
- 95
- Performance
- 100
- Accessibility
- 100
Organization
Company details published in this site's own structured data.
Happen Bank
We’re rewriting the rules of traditional banking, and we only win when our customers succeed. Personal loans up to $75,000, savings, CDs and more. Check your rate online in minutes without impacting your credit score.
- Founded
- Jan 1, 2006
Contact
Email, phone, and address published on this site's own pages.
- Address
- 88 Kearny Street, Suite 600, San Francisco, CA, 94108, US
Meta tags
- Title
- Happen Bank, formerly LendingClub | Personal Loans & Banking
- Description
- Banking that clears the way. Personal loans, debt consolidation, home improvement loans, high-yield savings & CDs. Happen Bank, formerly LendingClub.
- Canonical
- https://www.happen.com
- Language
- en
- Charset
- utf-8
- Viewport
- width=device-width
- Robots meta
- Manifest
Technologies
Detected frameworks, languages, and tools.
Hosting & CDN
- Hosting provider
- —
- CDN provider
- —
- IP address
- —
- ASN
- —
DNS records
| Type | Value |
|---|---|
| A | — |
| AAAA | — |
| MX | — |
| TXT | — |
| NS | — |
| CAA | — |
| CNAME | — |
| IPv6 support | No |
TLS / SSL certificate
- Version
- TLS 1.3
- Issuer
- DigiCert Inc
- Subject
- www.happen.com
- Valid from
- Jun 22, 2026
- Valid to
- Jan 6, 2027
- Days until expiry
- 156
- SAN domains
- www.happen.com, banking-api.happen.com, banking-df.happen.com, banking.happen.com, blog.happen.com, careers.happen.com, happen-df.happen.com, loans.happen.com, portal-df.happen.com, portal.happen.com, hpnb.co, happen.com, www.portal.happen.com
Security headers
- Strict-Transport-SecurityEnabled
- Content-Security-PolicyEnabled
- X-Frame-OptionsEnabled
- X-Content-Type-OptionsMissing
- Referrer-PolicyEnabled
- Permissions-PolicyMissing
Compression: gzip · 3 cookie(s) observed
Content & assets
Headings
H1 1 · H2 11 · H3 14
Links
39 internal · 12 external · 20 broken
Images
39 total · 0 missing alt
Scripts / Styles
24 scripts · 12 stylesheets
JS / CSS size
174 KB · 36.5 KB
Page size
290 KB
Robots.txt & Sitemap
- robots.txt
- Not found
- Disallow rules
- 0
- sitemap.xml
- Not found
- URLs in sitemap
- 0
SEO issues
- robots.txt not found
- sitemap.xml not found
Accessibility issues
No accessibility issues detected.
Scan details
- Requested URL
- https://happen.com
- Final URL
- https://www.happen.com/
- HTTP status
- 200
- HTTP version
- HTTP/2
- Response time
- 416 ms
- HTML size
- 290 KB
- Redirect chain
- https://happen.com → https://www.happen.com/
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Frequently asked questions
- What technology does happen.com use?
- happen.com is built with Next.js.
- Is happen.com secure (HTTPS)?
- Yes. happen.com uses TLS 1.3 with a certificate issued by DigiCert Inc, valid until Jan 6, 2027.
- Who hosts happen.com?
- Hosting provider information for happen.com is not available yet.
- What is happen.com's SEO score?
- happen.com scored 90/100 for SEO in the latest analysis (excellent).
- What is happen.com's overall website score?
- happen.com has an overall SiteGraph score of 96/100, combining SEO, performance, security, and accessibility.
- What company operates happen.com?
- happen.com is operated by Happen Bank. We’re rewriting the rules of traditional banking, and we only win when our customers succeed. Personal loans up to $75,000, savings, CDs and more. Check your rate online in minutes without impacting your credit score.
- Has happen.com's score changed over time?
- happen.com's overall score has stayed steady at 96/100 since Jul 26, 2026.
OpenGraph & Twitter Card
OpenGraph
Twitter Card